Many people in Malaysia look down on Japanese people who are employed locally.

However, when it comes to saving for the future, regardless of the salary, the key is how much you have saved.

With the consent of our clients, we will disclose their assets for the past 10 years.

By the end of the year, Malaysia's EPF system will become mandatory for foreigners holding employment visas, so why not try to save money while you are living in Malaysia?

🌱Table of Contents🌱

04:15 Disclosure of assets by clients
05:57 How fixed term deposits work in Malaysia
09:02 How the EPF system works and legal changes
19:56 Features of the EPF system
22:03 Points to note about the EPF system

⬇️ Reference videos ⬇️

5 ways to increase your money in Malaysia
   • 5選・マレーシアで資産運用・NISAの代わりになる積立方法  

Fixed term deposits
   • 超らくちん！定期預金の口座を一緒に開設してみましょう♪  

EPF system
   • マレーシア転職者・駐在員必見【EPF制度はマレーシア定期預金よりも良い？】  
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(Please feel free to contact us)
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👩 FP YUKO (Oshiro Yuko)
Overseas specialist FP working borderlessly
23 years of experience living overseas
Experienced raising children overseas in 3 countries (New Zealand, Malaysia, Turkey)
New Zealand permanent resident

💰 Work as a financial advisor (IFA)
Malaysia-based financial consulting company Questor Capital Limited | Current FP

👓 15 years in finance
Lending consultant at Westpac Bank, New Zealand - 7 years
After giving birth, I became independent as a mortgage consultant and managed a financial agency - 3 years
Moved to Malaysia with my family in 2018

Family-savvy in Malaysia and New Zealand financial systems

Provides advice on money management, asset formation, offshore investment, and life planning for people living overseas or planning to travel overseas (domestic and international)

Currently also working as a Malaysian immigration consultant, career consultant, and English coach, using money as a starting point

Through my wide range of overseas experiences, I have written for and been featured in media, been quoted in books, appeared on TV and radio programs, and given